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Dolphin Beach Apartments
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Friday, October 31, 2014
Thursday, October 23, 2014
Stick To That Grocery Budget
Posted by Larimer Associates on 1:26 PM
Do you go to the grocery store and end up leaving with more than you should? Here are ten tips on how to keep a grocery budget and stick to it! These tips will help you avoid the temptations at the grocery store, and you may end up saving money in the future. You can learn more at The Kitchn.
Grocery budgeting is a science, and an art. So much must be balanced: time, preference, income, store availability, seasons, life situations, and more. These are my top 10 tips for creating a grocery budget—and sticking to it.
Grocery budgeting is a science, and an art. So much must be balanced: time, preference, income, store availability, seasons, life situations, and more. These are my top 10 tips for creating a grocery budget—and sticking to it.
1. Track what you actually spend for a month.
Before you can make a realistic grocery budget, you have to have a realistic idea of what you usually spend. You might spend more on food (including drinks and eating out) than you realize. Start tracking what you spend for a month. Keep your receipts.
Whether you use a spreadsheet or a Word document, or just paper and pencil, it can be helpful to divide your food expenses into itemized lists. Drinks: coffee, tea, soda, alcohol, juices, mixers. Fresh produce. Frozen meals. Baking items. Meat. The key is to track everything that you consume.
Pro tip: to make this easier when you go back through your receipts, load your groceries from cart to cashier in itemized groups.
Before you can make a realistic grocery budget, you have to have a realistic idea of what you usually spend. You might spend more on food (including drinks and eating out) than you realize. Start tracking what you spend for a month. Keep your receipts.
Whether you use a spreadsheet or a Word document, or just paper and pencil, it can be helpful to divide your food expenses into itemized lists. Drinks: coffee, tea, soda, alcohol, juices, mixers. Fresh produce. Frozen meals. Baking items. Meat. The key is to track everything that you consume.
Pro tip: to make this easier when you go back through your receipts, load your groceries from cart to cashier in itemized groups.
2. Budget per month, but plan per week.
I track my income monthly, so I also track grocery bills monthly. Some people track weekly; it's a personal preference. I've found it's easier to stick to a monthly grocery bill, as I often go for two weeks without shopping. On the other hand, it is equally key to plan your meals per week, to avoid eating out or ordering in. I suppose you could plan your meals for an entire month, but for me that's not realistic. Having a rough idea of what we'll be eating for breakfast, lunch, and dinner helps me shop accordingly.
I track my income monthly, so I also track grocery bills monthly. Some people track weekly; it's a personal preference. I've found it's easier to stick to a monthly grocery bill, as I often go for two weeks without shopping. On the other hand, it is equally key to plan your meals per week, to avoid eating out or ordering in. I suppose you could plan your meals for an entire month, but for me that's not realistic. Having a rough idea of what we'll be eating for breakfast, lunch, and dinner helps me shop accordingly.
3. Name your priorities.
I'm learning to tell myself, "If this, then not that," as I shop for groceries. There are certain items that I prioritize for my wellbeing, such as fresh foods and basic whole foods. Towards the end of a month, I'll nix fringe items before cutting out my priority items, such as that new flavor of tea, juice, optional toppings for meals, and desserts.
→ More on my priorities: 8 Foods to Always Spend Money On
I'm learning to tell myself, "If this, then not that," as I shop for groceries. There are certain items that I prioritize for my wellbeing, such as fresh foods and basic whole foods. Towards the end of a month, I'll nix fringe items before cutting out my priority items, such as that new flavor of tea, juice, optional toppings for meals, and desserts.
→ More on my priorities: 8 Foods to Always Spend Money On
4. Don’t eat out.
Just don't do it. Eating out is the Trojan horse of grocery budgeting. It sneaks into your monthly budget and destroys everything you've worked so hard for. Dramatic, yes, but true. We eat out for special occasions or with friends, but have made it our personal policy to never eat out as a response to laziness. Knowing your priorities and keeping basics, frozen double batches, and quick meals on hand can help with this.
Just don't do it. Eating out is the Trojan horse of grocery budgeting. It sneaks into your monthly budget and destroys everything you've worked so hard for. Dramatic, yes, but true. We eat out for special occasions or with friends, but have made it our personal policy to never eat out as a response to laziness. Knowing your priorities and keeping basics, frozen double batches, and quick meals on hand can help with this.
5. Prize (and plan) variety.
...Or you will eat out, unless you have a willpower of steel. Plan variety into your grocery lists to stay well and keep food enjoyable. Some people can eat ramen for a month in the name of saving money. I can't. However, I'm also the kind of person who finds something they love and wants to eat it endlessly... a habit which always results in me tiring of that food for months afterward. So I try to plan budget-friendly meals that I know I'll enjoy, and rotate those meals throughout several months.
...Or you will eat out, unless you have a willpower of steel. Plan variety into your grocery lists to stay well and keep food enjoyable. Some people can eat ramen for a month in the name of saving money. I can't. However, I'm also the kind of person who finds something they love and wants to eat it endlessly... a habit which always results in me tiring of that food for months afterward. So I try to plan budget-friendly meals that I know I'll enjoy, and rotate those meals throughout several months.
6. Keep a fridge list
Keep a running list on your fridge and write down items that you need as soon as or shortly before you run empty. This is a basic tip but it can make all the difference between grocery runs that result in spending sprees or incomplete shopping.
Keep a running list on your fridge and write down items that you need as soon as or shortly before you run empty. This is a basic tip but it can make all the difference between grocery runs that result in spending sprees or incomplete shopping.
7. Learn to love your leftovers.
They are your friends. They will feed you while protecting your budget. Invest in a good set of glass food storage containers—your food will last longer with better flavor. Plan meals that make good leftovers, and if you're feeling ambitious, make double or triple batches and freeze.
They are your friends. They will feed you while protecting your budget. Invest in a good set of glass food storage containers—your food will last longer with better flavor. Plan meals that make good leftovers, and if you're feeling ambitious, make double or triple batches and freeze.
8. Don’t be duped by coupons.
Coupons are great — if they are for items that you need and from brands that you like. Too often, coupons trick customers into buying unnecessary items "because it's a good deal." Furthermore, generic versions of many items in the coupon book are even cheaper than the price you'll pay for a discounted name brand item. So if you find a coupon for an item that you usually buy, celebrate and purchase. Otherwise, steer clear and seek out cheaper options.
Coupons are great — if they are for items that you need and from brands that you like. Too often, coupons trick customers into buying unnecessary items "because it's a good deal." Furthermore, generic versions of many items in the coupon book are even cheaper than the price you'll pay for a discounted name brand item. So if you find a coupon for an item that you usually buy, celebrate and purchase. Otherwise, steer clear and seek out cheaper options.
9. Stock when there’s a sale, but don’t overstock.
Sales are the cousin of coupons: they can often dupe customers into buying more because it's "a great deal," not because they need that item or can even use that quantity. On items that keep well, stock up with sales.
But a common mistake is to buy a few extra items of each product, thinking that you're saving time and money by not having to return later to the store. I did this for years before I realized I was still shopping at my usual rate, buying a few extras of this and that each time, which was inflating my grocery bills. Unless you live hours from a grocery store, this sort of pseudo-bulk shopping isn't helpful.
Sales are the cousin of coupons: they can often dupe customers into buying more because it's "a great deal," not because they need that item or can even use that quantity. On items that keep well, stock up with sales.
But a common mistake is to buy a few extra items of each product, thinking that you're saving time and money by not having to return later to the store. I did this for years before I realized I was still shopping at my usual rate, buying a few extras of this and that each time, which was inflating my grocery bills. Unless you live hours from a grocery store, this sort of pseudo-bulk shopping isn't helpful.
10. Take the time to comparison shop.
The suggestion of comparison shopping is inevitably met with a chorus of voices protesting the efficiency of "driving all over" just to find cheaper items. And I would have to agree. I used to shop at a closer grocery that was more expensive, than transitioned to a larger, cheaper store much further away, then began shopping at three different stores, with a separate list for each. Now I'm back to shopping at the closer store that's a bit pricier. Time and driving costs must always be factored into budgeting. There are still a few items that I will buy once a month at the larger, more distant store, but I don't have the time to go to several stores on each grocery run.
However, I also comparison shop within stores: some items are cheaper in the international aisle, or the yogurt in the organics aisle, for example, might be on sale when my usual yogurt selection isn't. So pick the stores that are most efficient for your shopping, familiarize yourself with your options, and make a plan.
The suggestion of comparison shopping is inevitably met with a chorus of voices protesting the efficiency of "driving all over" just to find cheaper items. And I would have to agree. I used to shop at a closer grocery that was more expensive, than transitioned to a larger, cheaper store much further away, then began shopping at three different stores, with a separate list for each. Now I'm back to shopping at the closer store that's a bit pricier. Time and driving costs must always be factored into budgeting. There are still a few items that I will buy once a month at the larger, more distant store, but I don't have the time to go to several stores on each grocery run.
However, I also comparison shop within stores: some items are cheaper in the international aisle, or the yogurt in the organics aisle, for example, might be on sale when my usual yogurt selection isn't. So pick the stores that are most efficient for your shopping, familiarize yourself with your options, and make a plan.
Wednesday, October 15, 2014
Baked Apple Cider Donuts
Posted by Larimer Associates on 8:34 AM
Sick of the same old breakfast routine? Or maybe you're skipping breakfast altogether? Well turn your morning meal into a tasty treat with these Baked Apple Cider Donuts! Try making a batch today!
What could be better than sitting around a morning fire, listening to the pop and crackle, while dunking an apple cider donut into a mug of spiced tea? Not much in my book. It's the simple act of sharing a special treat with friends that makes this time of year just precious—especially when you're tucking into something so quintessentially "Fall" like an apple cider donut! Here's an easy recipe for a seasonal favorite. No fryer required.
These doughnuts are baked instead of fried. Some purists may argue that these aren't "donuts" at all, merely cupcakes dressed in a ring–shaped form and I wouldn't entirely disagree. However, they are so much fun to eat and very reminiscent of a traditional, fried apple cider donut, that I say bake on!
When considering the preparation of a big batch of fried foods at home, the task just seems too messy and inconvenient for an impromptu morning project. By layering the apple cider flavors into a quick bread and baking them in donut form, you really get a similar effect without the fuss of large quantities of oil. These donuts are also much lighter, yet still packed with spice and apple flavor. After eating them I don't feel heavy and stomach achey as I do after the real thing.
Have you ever worked with a donut pan? Usually found in non-stick, they come in two sizes - mini and regular, they are handy to have on hand for occasions such as this. I used the regular size this time, but I find the mini donut pan to be pretty darn cute. You can pour any type of cake or quick bread batter into one of these and bake according to your original instructions and voila, a round of donuts is born!
Whether you are tired of cupcakes or just want to add some humor and fun to your baking repertoire, I highly recommend experimenting with a donut pan. A tray of these apple cider donuts make for great conversation and delight!
Baked Apple Cider Doughnutsmakes about 8 donuts, depending on size of your donut pan
2 cups flour
1 1/2 teaspoons baking powder
1 1/2 teaspoons baking soda
1/2 teaspoon salt
2 teaspoons cinnamon
1 egg
2/3 cup brown sugar
1/2 cup apple butter
1 teaspoon vanilla extract
1/3 cup honey
1/3 cup apple cider
1/3 cup plain yogurt
2 tablespoons canola oil (plus a little extra for greasing your donut pan)
powdered sugar for garnish
Preheat oven to 400°F and grease a donut pan.
In a large mixing bowl, combine the flour, baking powder, baking soda, salt and cinnamon. In another large bowl, whisk together the remaining ingredients (these are all your wet ingredients). Pour the wet ingredients into the dry ingredient mixture and whisk until just incorporated. Don't over-mix! A few lumps are okay; they won't show in the final product.
Spoon the batter into each donut mold until about 3/4 full. Bake for approximately 12 minutes and cool on a wire rack. Dust with powdered sugar and serve with tea, cider or black coffee.
What could be better than sitting around a morning fire, listening to the pop and crackle, while dunking an apple cider donut into a mug of spiced tea? Not much in my book. It's the simple act of sharing a special treat with friends that makes this time of year just precious—especially when you're tucking into something so quintessentially "Fall" like an apple cider donut! Here's an easy recipe for a seasonal favorite. No fryer required.
These doughnuts are baked instead of fried. Some purists may argue that these aren't "donuts" at all, merely cupcakes dressed in a ring–shaped form and I wouldn't entirely disagree. However, they are so much fun to eat and very reminiscent of a traditional, fried apple cider donut, that I say bake on!
When considering the preparation of a big batch of fried foods at home, the task just seems too messy and inconvenient for an impromptu morning project. By layering the apple cider flavors into a quick bread and baking them in donut form, you really get a similar effect without the fuss of large quantities of oil. These donuts are also much lighter, yet still packed with spice and apple flavor. After eating them I don't feel heavy and stomach achey as I do after the real thing.
Have you ever worked with a donut pan? Usually found in non-stick, they come in two sizes - mini and regular, they are handy to have on hand for occasions such as this. I used the regular size this time, but I find the mini donut pan to be pretty darn cute. You can pour any type of cake or quick bread batter into one of these and bake according to your original instructions and voila, a round of donuts is born!
Whether you are tired of cupcakes or just want to add some humor and fun to your baking repertoire, I highly recommend experimenting with a donut pan. A tray of these apple cider donuts make for great conversation and delight!
Baked Apple Cider Doughnutsmakes about 8 donuts, depending on size of your donut pan
2 cups flour
1 1/2 teaspoons baking powder
1 1/2 teaspoons baking soda
1/2 teaspoon salt
2 teaspoons cinnamon
1 egg
2/3 cup brown sugar
1/2 cup apple butter
1 teaspoon vanilla extract
1/3 cup honey
1/3 cup apple cider
1/3 cup plain yogurt
2 tablespoons canola oil (plus a little extra for greasing your donut pan)
powdered sugar for garnish
Preheat oven to 400°F and grease a donut pan.
In a large mixing bowl, combine the flour, baking powder, baking soda, salt and cinnamon. In another large bowl, whisk together the remaining ingredients (these are all your wet ingredients). Pour the wet ingredients into the dry ingredient mixture and whisk until just incorporated. Don't over-mix! A few lumps are okay; they won't show in the final product.
Spoon the batter into each donut mold until about 3/4 full. Bake for approximately 12 minutes and cool on a wire rack. Dust with powdered sugar and serve with tea, cider or black coffee.
Wednesday, October 8, 2014
Create a Zen Bedroom
Posted by Larimer Associates on 2:27 PM
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| "Bedroom Curtains" by Emily May is licensed under CC BY 2.0 |
Your bedroom should be a place where you feel relaxed and ready to rest, and your decor will influence your pre-bedtime mindset. Remember as a kid when your mom told you not to study in bed? That was because you would either fall asleep, or not be able to sleep other nights when you didn’t have to study. The same goes for adulthood--your bedroom should be a work-free zone! Here are some other tips from Apartment Therapy on bringing calm to your bedroom.
1. Be natural. Check the tags on your sheets, blankets, pillow covers. Are they of natural fibers? If not, seek out some good, basic sets of natural fiber bedding. Take it a step further with the mattress and your pillows, though this can get pricey. Also consider the materials of your furnishings and rugs. Are there a lot of synthetics like plastic and polystyrene furnishing your bedroom or natural materials like wood and wool?
2. Unplug. Banish electronics from the bedroom. Seriously. That means phones, computers, television. Nothing sucks the lovely out of a bedroom faster than electronic devices. If it plugs in, take it out (except the reading lamps, of course). You'll get better sleep and your room will be a calm respite from digital life.
3. Keep it clean… Furnish and decorate sparely. And clean often. If things are kept simple as far as furnishings and decor, it should be a rather quick job to clean the bedroom. Wash linens at least once weekly and be sure to dust between the head of the bed and the wall.
4. …and serene. Are natural woods and cool colors relaxing to you? Then use them in the decor of your bedroom. Prefer deep, dark black or brown? Incorporate that. Whatever puts you at ease, use it in the decor of your bedroom.
5. Get personal. This is the room for displaying cherished personal possessions. Have an heirloom wedding pic of your ancestors? That could also be well-suited here. If you have personal items you've collected but don't feel comfortable displaying front and center in the living room, make your bedroom the place for these things. The bedroom's a private area of the home and it will make you happy to see things in it that are meaningful to you but perhaps not to everyone.
What do you use to create your bedroom zen? Share your tips with us!
Thursday, October 2, 2014
QuickTip: Extend Life of Non Stick Appliances
Posted by Larimer Associates on 2:21 PM
Do you have a lot of non stick appliances? Here is a quick tip on how to extend the life of those appliances. Wax paper can help make these appliances last longer and stay cleaner. Keep reading and check outApartment Therapy for more tips.
Every well-run home is teeming with tricks and shortcuts to keep it humming along. We're sharing our best quick tips — for cleaning, organizing and repairing stuff at home — to save you time and money. Click through for today's helpful hint, and links to tons more...
Fold a piece of WAX PAPER in half (waxy side out) and placing it between the plates of your warm appliance (waffle iron, panini press, etc..) for 3 seconds. The wax, unlike butter or sprays, won't burn and will give those non-stick surfaces just enough slick to release the food without the wax rubbing off on your waffle or sandwich for lunch. For appliances that don't have plates that press together, simply wipe the paper across the surface a few times and call it good. It's a quick tip that gives you a bit more slick instead of stick in the kitchen.
Please note: If your non-stick surface is flaky or damaged, don't continue to use it. This tip is only for appliances that are starting to stick more than usual...
